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Here is a list of top forty seven development programmes or schemes adopted in India.
1. Pradhan Mantri Jan Dhan Yojana (PMJDY):
Financial inclusion and access to financial services for all households in the country is the main objective of pmjdy.
Pradhan Mantri Jan Dhan Yojana is a national mission to bring comprehensive financial inclusion of all the households in the country. Under the PMJDY, any individual above the age of 10 years and does not have a bank account can open a bank account without depositing any money.
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The scheme was to ensure the access to financial services such as banking / savings & deposit Accounts, remittance, credit, debit cards, insurance and pension in affordable manner. The scheme was mostly targeted to the people belonging to the Below Poverty Line but is beneficial to everyone who does not have a bank account. Jan Dhan Yojana has seen a great success, about 21 crore accounts have been opened in just about one and half year under the scheme. Out of the total 12.87 crore in rural area and 8.13 crore accounts have been opened in urban areas. Despite of zero minimum balance, there is 33074.89 crore rupees balance in these accounts with 28.88% accounts opened with zero balance.
2. Sukanya Samriddhi Yojana:
The main aim of this scheme is to encourage parents to build a fund for the future education and marriage expenses for their female child.
Sukanya Samriddhi Yojana is an ambitious small deposit savings scheme for a girl child. Under the scheme, a saving account can be opened in the name of girl child and deposits can be made for 14 years. After the girl reaches 18 years of age, she can withdraw 50% of the amount for marriage or higher study purposes.
After the girl completes 21 years of age, the maturity amount can be withdrawn including the interest at rates decided by Government every investments and returns are exempt from section 80C of Indian income tax act. The maximum investment of Rs. 1.5 Lakh per year can be made while minimum deposit is Rs. 1000/- per year. In case of more than one girl child, parents can open another account on the different name but only for two girl child. Only exception is that the parents have twins and another girl child.
3. Pradhan Mantri Mudra Yojana (PMMY):
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The main objective is to provide financial support for growth of micro enterprises sector.
Pradhan Mantri MUDRA (Micro Units Development and Refinance Agency) Yojana was launched with the purpose to provide funding to the non-corporate small business sector. Pradhan Mantri Mudra Yojana (PMMY) is open and is available from all Bank branches across the country.
The small businesses/startups or entrepreneurs can avail loans from Rs. 50 thousand to 10 Lakh to start/grow their business under the three, Shishu, Kishore and Tarun categories of the scheme. As per the official website of PMMY, 27,344053 numbers of loans have been sanctioned under the scheme till 26 February, 2016. The amount sanctioned has reached more than Rs. 1 Lakh Crore.
4. Pradhan Mantri Suraksha Bima Yojana (PMSBY):
The main objective is to provide accidental insurance cover to all Indian citizens Pradhan Mantri Suraksha Bima Yojana which is also a government backed accident insurance scheme in India aimed at increasing the penetration of accidental insurance cover in India.
The scheme is open and available to all Indian citizens between the ages of 18 to 70 years. Under the scheme, the policy holder can get a life insurance cover of Rs. 2 Lakh with an annual premium of just Rs. 12 excluding service tax. All the Indian citizens between 18-70 years of age with a saving bank account are eligible to avail the scheme.
5. Atal Pension Yojana (APY):
The main objective is to Increase the number of people covered under any kind of pension scheme.
Atal Pension Yojana is one of the three Jan Suraksha schemes launched by PM Narendra Modi. APY is aimed at increasing the number of pension scheme beneficiaries across the country. The scheme is especially targeted to the private unorganized sector and is open to all Indian citizens between the age of 18 to 40 years.
6. Pradhan Mantri Awas Yojana (PMAY):
Achieve housing for all by the year 2022, 2 crore in Urban and 3 crore homes in Rural areas is the main objective.
Pradhan Mantri Awas Yojana is an ambitious scheme of Narendra Modi Government. Under the PMAY, the government aims to provide about 5 Crore affordable homes to the people belonging to EWS and LIG categories by the year 2022. There is a target of building 2 crore homes in urban area and 3 crore in rural areas across the country. Under the scheme, the government will provide financial assistance to the poor home buyers, interest subsidy on home loan and direct subsidy on homes bought under the scheme.
7. Sansad Adarsh Gram Yojana (SAGY):
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Social, cultural, economic, infrastructure developments in the villages i.e., development of model villages called “Adarsh Gram” Under the Yojana; Members of Parliament (MPs) will be responsible for developing the socio-economic and physical infrastructure of three villages each by 2019 and a total of eight villages each by 2024.
i. Funds from existing schemes, such as the Indira Awas Yojana, Pradhan Mantri Gram Sadak Yojana, Mahatma Gandhi National Rural Employment Guarantee Scheme, and Backward Regions Grant Fund, etc.,
ii. The Member of Parliament Local Area Development Scheme (MPLADS),
iii. The gram panchayat’s own revenue,
iv. Central and State Finance Commission Grants, and
v. Corporate Social Responsibility funds.
8. Pradhan Mantri Fasal Bima Yojana (PMFBY):
The main aim is to provide insurance cover to Rabi and Kharif crops and financial support to farmers in case of damage of crops.
In order to make crop insurance simpler and cheaper for the farmers and to provide them with better insurance services, a Central Sector Scheme of Pradhan Mantri Fasal Bima Yojana (PMFSY) was launched by the Government of India replacing NAIS and MNAIS.
9. Pradhan Mantri Gram Sinchai Yojana (PMGSY):
The main objective is irrigating the field of even farmer and improving water use efficiency to provide ‘Per Drop More Crop’.
The scheme is aimed to attract investments in irrigation system at field level, develop and expand cultivable land in the country, enhance ranch water use in order to minimize wastage of water, enhance crop per drop by implementing water-saving technologies and precision irrigation. All the States and Union Territories including North Eastern States are covered under the programme. The government has approved Rs.50, 000 crore for the implementation of Pradhan Mantri Krishi Sinchai Yojana for next 5 years, i.e. up to 2020.
10. Pradhan Mantri Garib Kalyan Yojanaye (PMGKY):
The main objective is to implement the pre-poor welfare schemes in more effective way and reaches out to more poor population across the country.
Garib Kalyan Yojana is a Poverty Alleviation Scheme, which is primarily a work shop that you can pay and attend. The effort of the campaign and workshop is to motive and apprise the member of parliaments to help them effectively implement the government run schemes for the welfare of poor in the country.
11. Pradhan Mantri Jan Aushadhi Yojana (PMJAY):
Providing drugs/medicines at affordable cost across the country is the main objective.
Under the scheme, over 500 medicines will be sold through Jan Aushadhi stores at price less than the market price. Private hospitals, NGO’s, and other social groups are eligible to open the Jan Aushadhi stores with a onetime assistance of Rs. 2.5 Lakh from the central Government.
12. Make in India:
The main objective is to encourage multi-national, as well as domestic companies to manufacture their products in India and create jobs and skill enhancement in 25 sectors.
The major objective behind the initiative is to focus on job creation and skill enhancement in 25 sectors of the economy. The initiative also aims at high quality standards and minimising the impact on the environment. The initiative hopes to attract capital and technological investment in India.
13. Swachh Bharat Abhiyan:
The main objective is to fulfill Mahatma Gandhi’s dream of a clean and hygienic India.
Swachh Bharat Mission is being implemented by the Ministry of Urban Development (UD) and by the Ministry of Drinking Water and Sanitation (DWS) for urban and rural areas respectively.
14. Kisan Vikas Patra:
The main objective is to provide safe and secure investment avenues to the small investors.
Unlike in PPF the Kisan Vikas Patra certificates would be available in the denominations of Rs 1,000, 5,000, 10,000 and 50,000 and there is no upper limit on investment in KVPs.
15. Soil Health Card Scheme:
The main objective is to help farmers to improve productivity from their farms by letting them know about nutrient/fertilizer requirements for their farms.
The soil health card studies and reviews the health of soil or rather we can say a complete evaluation of the quality of soil right from its functional characteristics, to water and nutrients content and other biological properties. It will also contain corrective measures that a farmer should adopt to obtain a better yield.
16. Digital India:
The main objective is to deliver Government services to citizens electronically by improving online infrastructure and by increasing Internet connectivity.
The Digital India programme is a flagship programme of the Government of India with a vision to transform India into a digitally empowered society and knowledge economy. The vision of Digital India programme is to transform India into a digitally empowered society and knowledge economy.
17. Skill India:
Train over 40 crore people in India in different skills by 2022 is the main objective.
The main goal of Skill India Program is to create opportunities, space and scope for the development of talents of the Indian youth. The scheme also targeted to identify new sectors for skill development and develop more of those sectors.
18. Beti Bachao, Beti Padhao Yojana:
To generate awareness and improving the efficiency of welfare services meant for women are the main objectives. The scheme is to have as focused intervention and multi-section action in almost 100 districts with low Child Sex Ratio (CSR).
19. Mission Indradhanush:
The main objective is to immunize all children as well as pregnant women against seven vaccine preventable diseases namely diphtheria, whooping cough (Pertussis), tetanus, polio, tuberculosis, measles and hepatitis ‘B’ by 2020.
The aim of Mission Indradhanush is to achieve full immunization in 352 districts which includes 279 mid priority districts, 33 districts from the North East states and 40 districts from phase one where huge number of missed out children were detected.
20. Deen Dayal Upadhyaya Gram Jyoti Yojana (DDUGJY):
Electric supply feeder separation (rural households & agricultural) and strengthening of sub-transmission & distribution infrastructure including metering at all levels in rural areas.
DDUGJY will help in providing round the clock power to rural households and adequate power to agricultural consumers. The earlier scheme for rural electrification viz. Rajiv Gandhi Grameen Vidyutikaran Yojana (RGGVY) has been subsumed in the new scheme as its rural electrification component.
21. Deen Dayal Upadhyaya Grameen Kaushalya Yojana (DDUGKY):
Achieving inclusive growth, by developing skills and productive capacity of the rural youth from poor families are the main objectives.
DDUGKY aims to train rural youth who are poor and provide them with jobs is having regular monthly wages. It is one of the cluster initiatives of the Ministry of Rural Development that seeks to promote rural livelihoods. It is a part of the National Rural Livelihood Mission (NRLM) – the Mission for poverty reduction called Aajeevika.
22. Pandit Deendayal Upadhyay Shramev Jayate Yojana (PDUSJY):
The main objective is to consolidate information of Labour Inspection and its enforcement through a unified web portal, this will lead to transparency and accountability in inspections.
A Unified Labour Portal, known as the Shram Suvidha portal was launched under the scheme as a platform to facilitate the implementation of a transparent system for information and data base management.
23. Atal Mission for Rejuvenation and Urban Transformation (AMRUT):
The main aim is to provide basic services (e.g. water supply, sewerage, urban transport) to households and build amenities in cities which will improve the quality of life for all, especially the poor and the disadvantaged.
The purpose of Atal Mission for Rejuvenation and Urban Transformation (AMRUT) is to-
(i) ensure that every household has access to a tap with assured supply of water and a sewerage connection;
(ii) increase the amenity value of cities by developing greenery and well maintained open spaces (e.g. parks); and
(iii) reduce pollution by switching to public transport or constructing facilities for non-motorized transport (e.g. walking and cycling).
24. Swadesh Darshan Yojana:
The main aim is to develop world class tourism infrastructure.
As part of the Swadesh Darshan Scheme, Theme Based Tourism Circuits (TBCT) around specific themes such as religion, culture, ethnicity, niche, etc. are identified for infrastructure development across the country.
25. Pilgrimage Rejuvenation and Spiritual Augmentation Drive (PRASAD):
The main aim to develop world class tourism infrastructure in Amritsar, Ajmer, Amaravati, Dwaraka, Gaya, Kanchipuram, Kedarnath, Kamakhya, Mathura, Puri, Varanasi and Vellankani.
PRASAD scheme aims to create spiritual centres for tourism development within the nation. As part of mission strategy, religious destinations that have potential to be show-cased as world-class tourism products are identified and infrastructure is developed on a priority basis.
26. National Heritage City Development and Augmentation Yojana (HRIDAY):
The main objective is bringing together urban planning, economic growth and heritage conservation in an inclusive manner to preserve the heritage character of each Heritage City.
With duration of 27 months (completing in March 2017) and a total outlay of INR 500 crores, the Scheme is being implemented in 12 identified Cities namely, Ajmer, Amaravati, Amritsar, Badami, Dwarka, Gava, Kanchipuram, Mathura, Puri, Varanasi, Velankanni and Warangal.
27. Udaan Scheme:
The main objective is encouraging girls for higher technical education and aims to provide a platform that empowers girl students and provides them with better learning opportunities.
It is a mentoring and scholarship scheme to enable meritorious girl students to transit from schools to technical education without much difficulty and also aims to enrich and enhance teaching and learning of mathematics and science at senior secondary school level by providing free online resources for all.
28. National Bal Swachhta Mission:
The main objective is to provide hygienic and clean environment, food, drinking water, toilets, schools and other surroundings to the children.
The Bal Swachhta Mission is a part of the nationwide sanitation initiative of ‘Swachh Bharat Mission’ launched by the Prime Minister on 2nd October, 2014.
29. One Rank One Pension (OROP) Scheme:
The main objective is to provide same pension, for same rank, for same length of service, irrespective of the date of retirement.
This is not a Modi Government scheme; however, the government is making its efforts to implement the long pending scheme.
30. Smart City Mission:
The main objective is to develop 100 cities all over the country making them citizen friendly and sustainable.
Under the mission, the NDA Government aims to develop smart cities equipped with basic infrastructure and offer a good quality of life through smart solutions. Assured water and power supply, sanitation and solid waste management, efficient urban mobility and public transport, robust IT connectivity, e-governance and citizen participation along with safety of its citizens are some of the likely attributes of these smart cities.
31. Gold Monetisation Schemes:
The main objective is to reduce the reliance on gold imports over time.
The programme is to lure tonnes of gold from households into the banking system. Under the scheme, people can deposit gold into the banks and earn interest based on the value of the gold.
32. Startup India, Standup India:
The main objective is to provide support to all start-up businesses in all aspects of doing business in India.
Under the scheme, the start-ups will adopt self-certification to reduce the regulatory liabilities. An online portal, in the shape of a mobile application, will be launched to help start-up founders to easily register. The app is scheduled to be launched on April 1.
33. Digi Locker:
The main objective is to provide a secure dedicated personal electronic space for storing the documents of resident Indian citizens.
It is a part of Digital India programme, Digital Locker has been designed to reduce the administrative overhead of government departments and agencies created due to paper work. It will also make it easy for the residents to receive services by saving time and effort as their documents will now be available anytime, anywhere and can be shared electronically.
The Government of India will provide financial support of Rs. 45,800 crore over the entire implementation period of IPDS under which strengthening of sub-transmission network, metering, IT application, customer care Services, provisioning of solar panels will be implemented.
34. Shyama Prasad Mukherji Rurban Mission:
The main objective is to create 300 rural clusters across the country and strengthen financial, job, and life style facilities in rural areas.
Urban Mission is a solution for both villages and cities in the country- that would promote growth of villages and its residents at the place where they are. Under the mission, the government will identify and develop 300 rural clusters with urban like facilities in the next 3 years.
35. Sagarmala Project:
The main objective is to transform the existing ports into modern world class ports.
The prime objective of the Sagarmala project is to promote port-led direct and indirect development and to provide infrastructure to transport goods to and from ports quickly, efficiently and cost effectively. The Sagarmala Project, aimed at port-led development in coastal areas, is bound to boost the country’s economy and the government has lined up about Rs 70,000 crore for its 12 major ports only
36. ‘Prakash Path’ – ‘Way to Light’ – The National LED Programme:
The main objective is to distribute LED bulbs and decrease the power consumption.
This is one of the many schemes launched by Narendra Modi government India. The programme has been launched to distribute and encourage the use of LED light bulbs to save both cost and consumption.
37. UJWAL Discom Assurance Yojana (UDAY):
The main objective is to obtain operational and financial turnaround of State owned Power Distribution Companies (DISCOMs).
The Scheme aims to reduce the interest burden, reduce the cost of power, reduce power losses in Distribution sector, and improve operational efficiency of DISCOMs.
38. Vikalp Scheme:
The main objective is to provide confirmed accommodation in next alternative train for the wait listed passengers.
Vikalp scheme is available only for the tickets booked through internet for six months and option will be limited to mail and express trains running on Delhi-Lucknow and Delhi-Jammu sectors.
39. National Sports Talent Search Scheme (NSTSS):
The main objective is to identify sporting talent among students in the age group of 8-12 years.
The scheme is being implemented by the Sports Authority of India (SAI), under the Ministry of Youth Affairs & Sports for spotting talented young children in the age group of 8-14 years from schools and nurturing them by providing scientific training.
40. Rashtriya Gokul Mission:
The main objective is to conserve and develop indigenous bovine breeds.
Rashtriya Gokul Mission aims to conserve and develop indigenous breeds in a focused and scientific manner. It is a focused project under National Programme for Bovine Breeding and Dairy Development, with an outlay of Rs 500 crore during the 12th Five Year Plan.
41. PAHAL-Direct Benefits Transfer for LPG (DBTL) Consumers Scheme:
The main objective is to send the subsidy money of LPG cylinders directly into the bank accounts of the consumers and increase efficiency & transparency in the whole system.
Under the scheme, the LPG consumer can now receive subsidy in his bank account by two methods. Such a consumer will be called CTC (Cash Transfer Compliant) once he joins the scheme and is ready to receive subsidy in the bank account.
42. The National Institution for Transforming India (NITI AAYOG):
The main objective is to foster involvement and participation in the economic policy-making process by the State Governments of India.
The National Institution for Transforming India (NITI) which replaced 65 year old Planning Commission will act more like a think tank or forum, in contrast with the Commission which imposed five- year-plans and allocated resources to hit set economic targets.
43. Pradhan Mantri Khanij Kshetra Kalyan Yojana (PMKKKY):
The main objective is to Safeguard Health, Environment and Economic Conditions of the Tribal’s.
Pradhan Mantri Khanij Kshetra Kalyan Yojana (PMKKKY) is meant to provide for the welfare of areas and people affected by mining related operations, using the funds generated by District Mineral Foundations (DMFs).
44. Namami Gange Project:
The main objective is to integrates the efforts to clean and protect the Ganga River in a comprehensive manner.
Namami Gange approaches Ganga Rejuvenation by consolidating the existing ongoing efforts and planning for a concrete action plan for future. The interventions at Ghats and River fronts will facilitate better citizen connect and set the tone for river centric urban planning process.
45. Setu Bharatam Project:
The main objective is to free all national highways from railway level crossings and renovate the old bridges on national highways by 2019.
Setu Bharatam is an ambitious programme with an investment of Rs. 50,000 crore to build bridges for safe and seamless travel on National Highways. 208 new “road over bridges / road under bridges” are envisaged for construction, while 1500 bridges will be widened, rehabilitated or replaced.
46. Pradhan Mantri Ujjwala Yojana:
The main objective is to distribute free LPG connections to the women belonging to 5 Crore BPL families across the country.
According the estimates, about 1.50 Crore BPL families will be benefitted under the scheme in the year 2016-17. The scheme will cover 3.5 Crore more BPL families in the next two years. The scheme provides a financial support of Rs 1600 for each LPG connection to the BPL households. This is the first ever welfare scheme by the Ministry of Petroleum and Natural Gas which would benefit crores of women belonging to the poorest households.
47. Rashtriya Gram Swaraj Abhiyan:
The main objective is to help Panchayat Raj Institutions deliver Sustainable Development Goals.
It is a new proposed scheme announced in the union financial budget 2016-17 by the Finance Minister Mr. Arun Jaitley. Rashtriya Gram Swaraj Abhiyan has been proposed with allocation of Rs. 655 crore.